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This issue (Ihtifaz: Journal of Islamic Economics, Finance, and Banking Volume 1 Issue 2 Year 2018) has been available online since 2st April 2018 for the regular issue of December 2018. All articles in this issue consist of 5 original research articles were authored/co-authored by 9 authors from 4 universities (Universitas Islam Indonesia, Universitas Muhammadiyah Yogyakarta, Universitas Muhammadiyah Yogyakarta, STAI Al-Husain Magelang).