The influence of Corporate Social Responsibility (CSR), Operational Expenses-Operational Income (BOPO), and Financing to Deposit Ratio (FDR) on the profitability of Islamic commercial banks for the period 2018-2023
Abstract
Banking in Indonesia continues to experience growth rates based on data on total assets at Sharia Commercial Banks (BUS) and Sharia Business Units (UUS) disclosed by the Financial Services Authority. Judging from the evergrowing assets, this research was carried out with the aim of finding out whether there is a partial and simultaneous influence from the variables Corporate Social Responbility (CSR), Operating Costs Operating Income (BOPO) and Financing to Deposit Ratio (FDR) on the profitability of Sharia Commercial Banks. By using quantitative methods of secondary data and sampling purposive sampling. So that samples can be taken in this research, Bank Muamalat Indonesia, Bank Tabungan Pensiun Nasional Syariah, Bank Mega Syariah, Bank Aceh Syariah, Bank Jabar Banten Syariah, Bank Nusa Tenggara Barat Syariah, Bank Victoria Syariah and Bank BCA Syariah. Using data for the 2018-2023 period as of December. As well as testing using tools Statistical Program for Social Science (SPSS) version 25. This research produces that partially each variable Corporate Social Responbility (CSR) has a negative effect, Operational Costs and Operational Income (BOPO) has a negative effect Financing to Deposit Ratio (FDR) has a positive effect on the profitability of Sharia Commercial Banks for the 2018-2023 period. And simultaneously the three variables influence the profitability of Sharia Commercial Banks for the 2018-2023 period.
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