Worldailmi, Elanjati, and Ismianti Ismianti. “Simulation of Trends in the Use of E-Payment Using Agent Based Models”. International Journal of Industrial Optimization 1, no. 1 (February 29, 2020): 29–42. Accessed July 22, 2024. https://journal2.uad.ac.id/index.php/ijio/article/view/1276.