FUDDIN, M. K.; WULANDARI, N. H. .; SUYONO, N. S. R. .; ADAWIAH, R. Sharia Banking Efficiency in Developing Countries. Jurnal REKSA: Rekayasa Keuangan, Syariah dan Audit, [S. l.], v. 11, n. 1, p. 42–61, 2024. DOI: 10.12928/jreksa.v11i1.10579. Disponível em: http://journal2.uad.ac.id/index.php/reksa/article/view/10579. Acesso em: 5 dec. 2025.