Hesniati, H., Wiyono, A. C. A., & Yulfiswandi, Y. (2025). Factors Affecting the Intention to Use Sharia FinTech: The Mediating Role of Islamic Financial Literacy. Jurnal REKSA: Rekayasa Keuangan, Syariah Dan Audit, 13(2). https://doi.org/10.12928/jreksa.v13i2.16873