This issue (Ihtifaz: Journal of Islamic Economics, Finance, and Banking Volume 4 Issue 1 Year 2021) has been available online since January 2021 for the regular issue of June 2021. All articles in this issue consist of 5 original research articles were authored/co-authored by 13 authors from 8 universities (Indonesian Universities; Universitas Indonesia, Universitas Lambung Mangkurat, UIN Sunan Kalijaga Yogyakarta, UIN Sunan Ampel Surabaya, Universitas Airlangga, UPN Veteran Jakarta, Universities from overseas; International Islamic University Malaysia and Universiti Sultan Zainal Abidin)