http://journal2.uad.ac.id/index.php/ijiefb <hr /> <table width="100%" bgcolor="#f0f0f0"> <tbody> <tr> <td width="20%">Journal title</td> <td width="60%"><strong><span style="vertical-align: inherit;">Ihtifaz: Journal of Islamic Economic, Finance dan Banking</span></strong></td> <td rowspan="9" width="20%"><img src="http://journal2.uad.ac.id/public/site/images/allseliariski12/cover-ihtifaz.jpg" alt="" width="110" /></td> </tr> <tr> <td width="20%">Initials</td> <td width="60%"><strong>Ihtifaz</strong></td> </tr> <tr> <td width="20%">Abbreviation</td> <td width="60%"><em><strong><span style="vertical-align: inherit;">Ihtifaz: J.Islam </span><span style="vertical-align: inherit;">. Econ. Finan. Bank.</span></strong></em></td> </tr> <tr> <td width="20%">Frequency</td> <td width="60%"><strong>2 issues per year | June - December</strong></td> </tr> <tr> <td width="20%">DOI</td> <td width="60%"><strong>Prefix <a href="https://search.crossref.org/?q=2622-4755" target="_blank" rel="noopener"><span style="vertical-align: inherit;">10.12928</span></a></strong><img src="http://journal2.uad.ac.id/index.php/eltej/management/settings/context/" alt="" /><strong><img src="http://journal2.uad.ac.id/index.php/eltej/management/settings/context//public/site/images/dyoyo/CROSREFF_Kecil2.png" alt="" /></strong><strong><br /></strong></td> </tr> <tr> <td width="20%">ISSN</td> <td width="60%"><strong>P-ISSN: <a href="https://portal.issn.org/resource/ISSN/2622-4755" target="_blank" rel="noopener"><span style="vertical-align: inherit;">2622-4755</span></a>| E-ISSN: <a href="https://portal.issn.org/resource/ISSN/2622-4798" target="_blank" rel="noopener"><span style="vertical-align: inherit;">2622-4798</span></a></strong></td> </tr> <tr> <td width="20%">Editor-in-chief</td> <td width="60%"> <div><strong><a href="https://www.scopus.com/authid/detail.uri?authorId=32667637500" target="_blank" rel="noopener">Salina Kassim</a></strong> </div> </td> </tr> <tr> <td width="20%">Publisher</td> <td width="60%"><a href="https://uad.ac.id/en/" target="_blank" rel="noopener"><strong><span style="vertical-align: inherit;">Universitas Ahmad Dahlan</span></strong></a><span style="vertical-align: inherit;"> in collaboration with</span><a href="https://drive.google.com/file/d/1_AGAzzgq05eeQXSKtpUsMNKS03EWrpdu/view?usp=drivesdk" target="_blank" rel="noopener"><strong><span style="vertical-align: inherit;"> Ikatan Ahli Ekonomi Islam Indonesia (IAEI)</span></strong></a></td> </tr> <tr> <td width="20%">Citation Analysis</td> <td width="60%"><a href="https://scholar.google.co.id/citations?user=CF2w6MIAAAAJ" target="_blank" rel="noopener"><strong><span style="vertical-align: inherit;">Google Scholar</span></strong></a><span style="vertical-align: inherit;"> | </span><strong><a href="http://sinta2.ristekdikti.go.id/journals/detail?id=4884" target="_blank" rel="noopener"><span style="vertical-align: inherit;">Sinta</span></a></strong><span style="vertical-align: inherit;"> | </span><a href="http://journal2.uad.ac.id/index.php/ijiefb/management/settings/context//index.php/ijiefb/pages/view/Indexing" target="_blank" rel="noopener"><strong><span style="vertical-align: inherit;">Scopus</span></strong></a> | <strong><a href="https://app.dimensions.ai/discover/publication?search_mode=content&amp;and_facet_source_title=jour.1359381" target="_blank" rel="noopener">Dimensions</a></strong></td> </tr> </tbody> </table> <hr /> <p style="text-align: justify;"><strong>Ihtifaz: Journal of Islamic Economics, Finance, and Banking</strong> is a journal published by Universitas Ahmad Dahlan, Yogyakarta, twice a year (June and December). As the name implies, this journal brings two major themes, namely Islamic Finance and Islamic Banking. The journal invites scholars, practitioners, and researchers to submit articles to the management team. Articles submitted will be published after being verified and modified to suit the standard international journals. <strong>Ihtifaz</strong> limited only publish articles related to two major themes that have been mentioned. First, Islamic finance includes all submissions related to Islamic finance only.</p> <p style="text-align: justify;">Specifically is divided into two, namely <strong>Islamic monetary</strong> and <strong>microfinance</strong>. Islamic monetary can be broken down into a variety of examples of topics such as <strong>Islamic monetary system, sharia capital markets, ZISWAF (Zakat, Infaq, Sadaqah and Waqf), dinar </strong>and so forth. Subsequently, submissions related to sharia microfinance can be illustrated in a variety of topics related to sharia microfinance institutions; the cooperative sharia and Baitul Maal wa Tamwil (BMT). The the second major theme is the <strong>Islamic Banking</strong>. The study of Islamic banking include all submissions related to Islamic banking, be it management, marketing, accounting, product, systems, and others. Specifically theme Islamic banking translated into various examples such as the role of Islamic bank in macroeconomics, funding of Islamic banks, Islamic banks products, systems technology, entrepreneurship program of Islamic banks, and so on.</p> <p style="text-align: justify;">Besides limited to two major themes above, this articles prioritizes posts that have a value interesting discussion. The attractiveness of the indicators measured of content writing that contains <strong>IMRaD (Introduction, Method, Reseach, and Discuss)</strong>. The articles does not classify the types of journals whether <strong>qualitative</strong> or <strong>quantitative</strong>, as long as the text does not contain plagiarism and we do not receive article has been publishing in other journals before. All submitted manuscripts will be initially reviewed by editors and are then evaluated by minimum <strong>two international reviewers</strong> through the <strong>double-blind review</strong> process. This is to ensure the qualityof the published manuscripts in the journal. </p> <p style="text-align: justify;">Finally, since October 12, 2019, the journal has been <strong>ACCREDITED</strong> by the <strong>Ministry of Research, Technology and Higher Education, the Republic of Indonesia</strong> as an <strong>achievement</strong> for the <strong>peer-reviewed</strong> journal which has <strong>excellent quality</strong> in <strong>management</strong> and <strong>publication</strong>. The Ihtifaz also has been <strong>ACCEPTED </strong>for inclusion in<strong> the <a href="https://doaj.org/toc/2622-4798" target="_blank" rel="noopener">DOAJ</a> </strong>database since April 17, 2019.</p> <p><iframe style="border: 0px #ffffff none;" src="https://author.my.id/widget/statistik.php?sinta=4884&amp;gs=CF2w6MIAAAAJ&amp;sc=25" name="statistik" width="770px" height="115px" frameborder="0" marginwidth="0px" marginheight="0px" scrolling="no"></iframe></p> <p>Ihtifaz: Journal of Economics, Finance, and Islamic Banking published by the Department of Islamic Banking, Ahmad Dahlan University. Ihtifaz publishes information on Islamic economics, finance, and cakes mainly focusing on major issues in the development of Islamic Economics, Finance and Banking fields. This includes:</p> <ul> <li>Islamic economics</li> <li>Islamic finance</li> <li>Islamic banking</li> <li>Islamic microfinance</li> <li>Islamic insurance</li> <li>Islamic Agricultural fields</li> <li>Halal industry</li> <li>Zakah, waqf, Islamic social finance, and poverty alleviation</li> <li>Islamic law and sharia issues in economics and finance</li> <li>Securitization and sukuk</li> <li>Islamic capital markets</li> <li>Macroprudential Regulation</li> <li>Other topics related to this area</li> </ul> Universitas Ahmad Dahlan en-US Ihtifaz: Journal of Islamic Economics, Finance, and Banking 2622-4755 <p><strong>License and Copyright Agreement</strong></p> <p>In submitting the manuscript to the journal, the authors certify that:</p> <ul> <li>They are authorized by their co-authors to enter into these arrangements.</li> <li>The work described has not been formally published before, except in the form of an abstract or as part of a published lecture, review, thesis, or overlay journal. Please also carefully read Ihtifaz, Journal of Islamic Economics, Finance, and Banking Posting Your Article Policy at <a href="http://journal2.uad.ac.id/index.php/ijiefb/management/settings/distribution//index.php/ijiefb/about/submissions#onlineSubmissions">http://journal2.uad.ac.id/index.php/ijiefb/about/submissions#onlineSubmissions</a></li> <li>That it is not under consideration for publication elsewhere,</li> <li>That its publication has been approved by all the author(s) and by the responsible authorities “tacitly or explicitly“ of the institutes where the work has been carried out.</li> <li>They secure the right to reproduce any material that has already been published or copyrighted elsewhere.</li> <li>They agree to the following license and copyright agreement.</li> </ul> <p><strong>Copyright</strong></p> <p>Authors who publish with Ihtifaz, Journal of Islamic Economics, Finance, and Banking agree to the following terms:</p> <ol start="1"> <li>Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a <a href="http://creativecommons.org/licenses/by-sa/4.0/" target="_blank" rel="noopener">Creative Commons Attribution License (CC BY-SA 4.0)</a> that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal. </li> <li>Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.</li> <li>Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.</li> </ol> http://journal2.uad.ac.id/index.php/ijiefb/article/view/12918 <p class="Judul" style="text-align: justify;"><strong><span lang="EN-US" style="font-size: 11.0pt; line-height: 115%; font-family: 'Tahoma',sans-serif;">Introduction: </span></strong><span lang="EN-US" style="font-size: 11.0pt; line-height: 115%; font-family: 'Tahoma',sans-serif; font-weight: normal;">Governance is a crucial aspect of financial institutions, including Islamic rural banks (BPR Syariah), to ensure sustainability and competitiveness. PT. BPR Syariah Barokah Dana Sejahtera faces challenges in governance implementation, particularly in the VUCA (Volatility, Uncertainty, Complexity, and Ambiguity) era. Several obstacles, such as inconsistency, insufficiently comprehensive governance guidelines, and lack of intensive socialization, hinder the effectiveness of governance practices.</span></p> <p class="Judul" style="text-align: justify;"><span lang="EN-US" style="font-size: 11.0pt; line-height: 115%; font-family: 'Tahoma',sans-serif;"><strong>Purpose:</strong> </span><span lang="EN-US" style="font-size: 11.0pt; line-height: 115%; font-family: 'Tahoma',sans-serif; font-weight: normal;">This study aims to examine the implementation of governance at PT. BPR Syariah Barokah Dana Sejahtera and formulate strategies to optimize governance practices in response to the challenges of the VUCA era.</span></p> <p class="Judul" style="text-align: justify;"><strong><span lang="EN-US" style="font-size: 11.0pt; line-height: 115%; font-family: 'Tahoma',sans-serif;">Methodology: </span></strong><span lang="EN-US" style="font-size: 11.0pt; line-height: 115%; font-family: 'Tahoma',sans-serif; font-weight: normal;">This research employs a qualitative approach with a case study method. Data were collected through observations, document analysis, and interviews. The analysis process follows a structured approach, including data collection, data reduction, data presentation, and conclusion verification.</span></p> <p class="Judul" style="text-align: justify;"><strong><span lang="EN-US" style="font-size: 11.0pt; line-height: 115%; font-family: 'Tahoma',sans-serif;">Findings: </span></strong><span lang="EN-US" style="font-size: 11.0pt; line-height: 115%; font-family: 'Tahoma',sans-serif; font-weight: normal;">The study identifies key challenges in governance implementation, including inconsistency, incomplete governance guidelines, and inadequate socialization efforts. Strategies to strengthen governance in the VUCA era are explored, covering aspects such as self-assessment results, governance strengthening, technology and digitalization strategies, risk management, competitiveness enhancement through product innovation, collaboration and synergy strategies, as well as strategies for adapting to regulations and the business environment.</span></p> <p class="Judul" style="text-align: justify;"><strong><span lang="EN-US" style="font-size: 11.0pt; line-height: 115%; font-family: 'Tahoma',sans-serif;">Paper Type: </span></strong><span lang="EN-US" style="font-size: 11.0pt; line-height: 115%; font-family: 'Tahoma',sans-serif; font-weight: normal;">Research Article.</span></p> <p class="Judul" style="margin-bottom: 10.0pt; text-align: justify;"><strong><span lang="EN-US" style="font-size: 11.0pt; line-height: 115%; font-family: 'Tahoma',sans-serif;">Keywords: </span></strong><span lang="EN-US" style="font-size: 11.0pt; line-height: 115%; font-family: 'Tahoma',sans-serif; font-weight: normal;">BPR Syariah; Digitalization; Governance; Risk Management; Vuca.</span></p> Edi Sunarto Riduwan Riduwan Aftoni Sutanto Copyright (c) 2025 Universitas Ahmad Dahlan https://creativecommons.org/licenses/by-nc-sa/4.0 2025-03-24 2025-03-24 8 1 1 12 10.12928/ijiefb.v8i1.12918