Kebijakan Spin-off dan Efisiensi Perbankan Syariah di Indonesia

Authors

DOI:

https://doi.org/10.12928/ijiefb.v2i1.822

Keywords:

spin-off, efficiency, Islamic bank

Abstract

The study aims to analyse the spin-off policies’ impact on the Islamic banks’ efficiency in Indonesia. The study was conducted on five spin-off Islamic banks and efficiency were measured by the BOPO ratio. The research variables used were dummy spin-off, ROA, FDR, and economic growth. Data analysis used panel data regression on annual data from 2008 to 2018. The results suggest that, first, the implementation of spin-off policy significantly increased the operational efficiency of Islamic banking. Second, ROA also has a negative effect on efficiency. Third, FDR and economic growth have no significant effect on the Islamic banks’ efficiency in Indonesia.

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Published

2019-06-24

Issue

Vol. 2 No. 1 (2019)

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