The Implementation of Zakat Funds in Disaster Risk Reduction in Indonesia: Evidence in BAZNAS Disaster Resilient Village
DOI:
https://doi.org/10.12928/ijiefb.v8i2.12633Keywords:
Disaster Resilient Village, zakat, disaster risk reduction, disaster mitigationAbstract
Introduction to The Problem: Indonesia is a country prone to natural disasters, and the need for effective disaster risk reduction strategies is increasingly urgent. At the same time, zakat as a form of Islamic philanthropy remains underutilized in structured disaster mitigation efforts.
Purpose/Objective Study: This study aims to examine how zakat funds are implemented in the Disaster Resilient Village (Katana) program and assess their effectiveness in reducing disaster risks through community empowerment and infrastructure development.
Design/Methodology/Approach: The research employs a qualitative descriptive approach using data from case studies, institutional reports, and previous literature. Data collection includes interviews and documentation from relevant zakat institutions and disaster mitigation actors.
Findings: The findings reveal that zakat funds, when properly managed and integrated, can significantly contribute to disaster resilience by supporting economic empowerment, infrastructure development, and preparedness efforts. Challenges include limited coordination between government and private zakat institutions. The study recommends stronger collaboration across stakeholders and greater public education to enhance understanding of zakat’s potential in disaster mitigation.
References
Abdullah, M., & Suhaib, A. Q. (2011). The impact of zakat on social life of Muslim society. Pakistan Journal of Islamic Research, 8(1), 85–91.
Al-Bawwab, R. A. (2023). Zakat: Changing the framework of giving. Islamic Economic Studies, 30(2), 86–103.
Al-Qaradawi, Y. (1973). Fiqh al-zakah (5th ed.). Muassasah al-Risalah.
Bandura, A. (1977). Self-efficacy: Toward a unifying theory of behavioral change. Psychological Review, 84(2), 191–215. https://doi.org/10.1037/0033-295X.84.2.191
Bandura, A. (2005). The evolution of social cognitive theory. Oxford University Press.
Bourdieu, P. (1986). The forms of capital. In Handbook of theory and research for the sociology of education (pp. 241–258). Greenwood Press.
Buqi Abdullah, A. T. (2021, July 12). Klasifikasi tipe gunung api di Indonesia tipe A, B, dan C, ini daftarnya. Tribunnews. https://www.tribunnews.com/
Coleman, J. S. (1988). Social capital in the creation of human capital. American Journal of Sociology, 94, S95–S120.
Esawe, A., Taher, K., & Esawe, N. (2018). Using zakat to build the resilience of communities to disasters: Evidence from Egypt. Available at SSRN. https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3331506
Fadhlurrahman, I. (2024, February 15). Jumlah penduduk di 38 provinsi Indonesia Desember 2023. Katadata Media Network. https://katadata.co.id
Hafidhuddin, D. (2019). Peran strategis organisasi zakat dalam menguatkan zakat di dunia. Al-Infaq: Jurnal Ekonomi Islam, 2(1), 1–4.
Jaafar, A. Z. (2017). Integrating zakat with development impact bond (DIB): Assessing possible approaches to maximizing impact from zakat investment. Social Impact Research Experience (SIRE), 55. https://core.ac.uk/download/pdf/219378151.pdf
Kasdi, A. (2016). Maqasyid syari’ah perspektif pemikiran Imam Syatibi dalam kitab Al-Muwafaqat. YUDISIA: Jurnal Pemikiran Hukum dan Hukum Islam, 5(1), Article 1. https://doi.org/10.21043/yudisia.v5i1.693
Kelman, H. C. (1958). Compliance, identification, and internalization: Three processes of attitude change. The Journal of Conflict Resolution, 2(1), 51–60.
Mandana Putri, D. A. (2021). Buku panduan fasilitator kampung tanggap bencana (1st ed.). Badan Amil Zakat Nasional.
Nasution, M. S., & Razali, R. (2021). Zakat dan keadilan sosial: Analisis terhadap kitab al-amwal karangan Abu Ubaid. At-Tijarah, 3(1), 13–24.
PEMANFAATAN HARTA ZAKAT UNTUK PENANGGULANGAN BENCANA DAN DAMPAKNYA. (2022). Majelis Ulama Indonesia. https://mui.or.id/baca/fatwa/pemanfaatan-harta-zakat-untuk-penanggulangan-bencana-dan-dampaknya
Peraturan BAZNAS Nomor 3 Tahun 2018 tentang Pendistribusian dan Pendayagunaan Zakat. (n.d.). BAZNAS Kabupaten Sumedang. Retrieved September 25, 2024, from https://baznas-sumedang.org/peraturan/peraturan-baznas-nomor-3-tahun-2018-tentang-pendistribusian-dan-pendayagunaan-zakat/
Putnam, R. D. (1993). The prosperous community: Social capital and public life. The American Prospect, 4(No. 13), 1–11.
Putnam, R. D. (2000). Bowling alone: The collapse and revival of American community. Simon & Schuster.
Tarjesen, S. (2004). A. Sen’s “Development as freedom.” Graduate Journal of Social Science, 1(2), 344–347.
Downloads
Published
Issue
Section
License
Copyright (c) 2025 Universitas Ahmad Dahlan

This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
License and Copyright Agreement
In submitting the manuscript to the journal, the authors certify that:
- They are authorized by their co-authors to enter into these arrangements.
- The work described has not been formally published before, except in the form of an abstract or as part of a published lecture, review, thesis, or overlay journal. Please also carefully read Ihtifaz, Journal of Islamic Economics, Finance, and Banking Posting Your Article Policy at http://journal2.uad.ac.id/index.php/ijiefb/about/submissions#onlineSubmissions
- That it is not under consideration for publication elsewhere,
- That its publication has been approved by all the author(s) and by the responsible authorities “tacitly or explicitly“ of the institutes where the work has been carried out.
- They secure the right to reproduce any material that has already been published or copyrighted elsewhere.
- They agree to the following license and copyright agreement.
Copyright
Authors who publish with Ihtifaz, Journal of Islamic Economics, Finance, and Banking agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License (CC BY-SA 4.0) that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
_1.png)

