Islamic and Conventional Banks Soundness : RGEC Approach

Authors

  • Rofiul Wahyudi Universitas Ahmad Dahlan, Yogyakarta
  • Sartini Universitas Ahmad Dahlan
  • Salsabila Indrastuti Universitas Ahmad Dahlan
  • Meshayu Anesca Cerrolya Universitas Ahmad Dahlan
  • Erlin Nur Khasanah Universitas Ahmad Dahlan
  • Sholichul Rizky Agniatama Universitas Ahmad Dahlan
  • Siti Fitria Wulandari Universitas Ahmad Dahlan

Keywords:

Islamic Banks; Conventional Banks; RGEC; Bank Soundness

Abstract

Introduction: One of the sectors that has great significance in a country's economy is the banking industry. In Indonesia, the banking operational system includes several types, namely Islamic banks and conventional banks. The existence of banks as financial institutions plays a key role in Indonesia's economic progress. As time goes by and the types of banks evolve, it is important to evaluate their financial health.

Purpose: The purpose of this study is to conduct a comparative analysis of the health level between Islamic Commercial Banks and Persero Conventional Banks using the RGEC approach, which is registered with the Financial Services Authority in the period 2018-2022.

Methodology: The data analysis technique used in this study is quantitative descriptive analysis. The type of data used is sourced from the annual reports of Islamic Commercial Banks and Persero Conventional Banks in the 2018-2022 period. The research sample was selected through the purposive sampling method, with the results in the form of 4 Islamic Commercial Banks and 4 Persero Conventional Banks as samples. The analysis methods applied include descriptive statistical tests, data normality tests, and hypothesis tests.

Findings: The results of this study indicate that Islamic Commercial Banks are healthier than Conventional Limited Liability Banks in the 2018-2022 period using the RGEC approach.

Paper Type: Research Article.

Keywords: Islamic Banks; Conventional Banks; RGEC; Bank Soundness

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Published

2024-12-30

Issue

Vol. 7 No. 2 (2024)

Section

Articles

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