Islam in World Perspectives

Factors affecting financing demand at BMT Kahuripan Bayat Klaten Branch

Nissa Fitriani — 2024-10-31

Baitul Maal wat Tamwil (BMT) is a Islamic non-bank financial institution that exists to offer alternatives for people who need financial services with Islamic principles such as financing. This research aims to analyze the factors that influence customers' requests for financing at BMT Kahuripan Bayat Klaten Branch. This research method uses quantitative research methods. The sample in this research was financing customers at BMT Kahuripan Bayat Klaten Branch with a total of 60 respondents. The data analysis techniques used include classical assumption testing, multiple linear regression analysis, and hypothesis testing.The results of the research show that partially the variables of need and income have a significant effect on the demand for financing at BMT Kahuripan, Bayat Klaten Branch. On the other hand, partially the customer knowledge variable has no significant effect on demand for financing at BMT Kahuripan Bayat Klaten Branch. Simultaneously, the variables of customer needs, income and knowledge have a significant effect on demand for financing at BMT Kahuripan, Bayat Klaten Branch.

Integrating Piaget's theory of cognitive development in Islamic education and entrepreneurship in Indonesia: challenges and opportunities

Fadhlurrahman Fadhlurrahman — 2024-10-30

This article aims to analyze the integration of Jean Piaget's cognitive development theory into Islamic education and entrepreneurship in Indonesia. The research method used is the study of literature by collecting data from various sources such as books, journals, and related articles. Research results show that Piaget's cognitive development theory can be integrated into Islamic education and entrepreneurship in Indonesia. However, there are challenges such as cultural, social, and educational differences that affect its implementation. On the other hand, this integration also opens up opportunities to develop learning that is more appropriate to the level of cognitive development of the student. In conclusion, integrating Piaget's theory into Islamic education and entrepreneurship in Indonesia needs to consider local contexts and use various approaches to optimal results.

The influence of Corporate Social Responsibility (CSR), Operational Expenses-Operational Income (BOPO), and Financing to Deposit Ratio (FDR) on the profitability of Islamic commercial banks for the period 2018-2023

Suharsih Suharsih — 2024-10-30

Banking in Indonesia continues to experience growth rates based on data on total assets at Sharia Commercial Banks (BUS) and Sharia Business Units (UUS) disclosed by the Financial Services Authority. Judging from the evergrowing assets, this research was carried out with the aim of finding out whether there is a partial and simultaneous influence from the variables Corporate Social Responbility (CSR), Operating Costs Operating Income (BOPO) and Financing to Deposit Ratio (FDR) on the profitability of Sharia Commercial Banks. By using quantitative methods of secondary data and sampling purposive sampling. So that samples can be taken in this research, Bank Muamalat Indonesia, Bank Tabungan Pensiun Nasional Syariah, Bank Mega Syariah, Bank Aceh Syariah, Bank Jabar Banten Syariah, Bank Nusa Tenggara Barat Syariah, Bank Victoria Syariah and Bank BCA Syariah. Using data for the 2018-2023 period as of December. As well as testing using tools Statistical Program for Social Science (SPSS) version 25. This research produces that partially each variable Corporate Social Responbility (CSR) has a negative effect, Operational Costs and Operational Income (BOPO) has a negative effect Financing to Deposit Ratio (FDR) has a positive effect on the profitability of Sharia Commercial Banks for the 2018-2023 period. And simultaneously the three variables influence the profitability of Sharia Commercial Banks for the 2018-2023 period.

The effect of Sharia financial literacy, religiousness, and perceptions of confidence on saving decisions at Islamic banks

Nadziratul Ishlahiyah — 2024-10-30

Indonesia is a country with a majority Muslim population, so in economic activities, people tend to follow sharia principles. Islamic banks, which operate based on Islamic law, play an important role in providing sharia-compliant financial products. However, despite the majority of the population being Muslim, the use of Islamic banks is not yet widespread, including in educational institutions such as Islamic boarding schools. Islamic boarding schools teach religiosity and Islamic economics to their students, but many students still choose conventional banks. This study aims to analyse the effect of Islamic financial literacy, religiosity, and perceived confidence on saving decisions in Islamic banking among students of Al-Hadi Student Boarding School, Yogyakarta. This study uses quantitative methods with primary data collection through questionnaires distributed to 55 respondents. Data analysis was carried out using the classical assumption test and hypothesis testing. The results showed that Islamic financial literacy and religiosity had a significant effect on the decision to save in Islamic banking, while perceived confidence had no significant effect. Simultaneously, these three variables affect the decision to save by 54.6% with 45.4% influenced by other variables not studied.

Negative impact of gadgets on students development at SMP Muhammadiyah 2 Yogyakarta

Achmad Fadel Fadel — 2024-10-30

Children who use gadgets to look up educational materials, have an open mind, and view the world through a single screen benefit much from them. Apart from that benefit, there are just too many drawbacks to gadgets for kids. The researcher's objectives are to gain a deeper understanding of the detrimental effects of gadget use in class 7 at SMP Muhammadiyah 2 in Yogyakarta. Descriptive approaches are being used by the researcher in this study. utilizing the questionnaire, the client interview, and the documentation. Additionally, we employ data reduction, providing triangulation and data. According to analyst data, one of the bad effects of using a device is losing weight. This is because playing video games for extended periods of time can divert our attention from other tasks, and people who play these kinds of games often lie to one other, avoid completing their assignments, harass others, and treat each other rudely. The researchers expect that their study will be able to significantly improve student productivity at SMP Muhammadiyah 2 Yogyakarta compared to utilizing a device all day to play games, watch YouTube, browse social media, and other activities. Tesearchet hopes that the SMP Muhammadiyah 2 Yogyakarta teachers would work diligently to instruct and clarify to the children the negative impact of negativity and to modify their misbehavior.

Plasma core analysis in Islamic law perspective: a systematic review of the literature

Sheylla Aqsa Bernadhita — 2024-10-30

The research aims to find out whether there are special contracts used in cooperation or partnerships and the suitability or inconsistency of the terms of the contract. The research was conducted using the systematic literature review method. Data obtained from Publish or Perish and Google Schoolar. Data processing goes through several processes, namely identification, selection, and feasibility. In the use of this method, 15 research results were obtained on contracts used in partnerships. 12 studies for shirkah 'inan and 3 for shirkah mudharabah. The conclusion obtained is that there is no special contract that refers to the Plasma Core cooperation and there are conformities and inconsistencies in the terms of the contract used in this collaboration. The existence of cooperation itself in Islam is permissible because there are several parties concerned, so there is a relationship of mutual help.

Strategies for optimizing traditional food products to improve Halal industry competitiveness and food sustainability

Salsabil Choiri — 2024-10-30

Business opportunities in the traditional food sector in Indonesia are categorized as very profitable opportunities. Public interest in traditional cuisine is very high. Indonesia, with its large Muslim population, has great potential as a key player in the development of the halal industry. Indonesia accounts for around 11,7% of the total Muslim population in the world, with the Muslim population reaching around 242,7 million by 2024. This figure is equivalent to about 87% of Indonesia's total population. In addition, Indonesia ranks 2nd in the category of halal food producers, indicating that the market potential is still very large to be utilized. This research is a literature study that uses secondary data from scientific articles and other relevant documents using SWOT and PESTEL methods. The optimization of traditional food products is important to improving Indonesia's halal industry's competitiveness. With the application of modern technology and innovative strategies, traditional food products can be transformed into products that not only meet halal standards but also support food sustainability. This is in line with global efforts to achieve the Sustainable Development Goals (SDGs), particularly food security and responsible production. Thus, optimizing traditional food products not only supports national economic growth but also strengthens Indonesia's position as a major player in the global halal industry.

A Muslim children’s education in Tegal Menukan: the role of the family and reorientation of religious education

Khaerudin Khaerudin — 2024-10-30

Education for Muslim children traditionally still upholds the principles of religious ideological values taught in the Muslim community enviroment. The role of family and parents has a major role in preparing the Muslim generation, especially in the process of daily religious teaching. This study aims to highlight the central role of parents in the prosess of religious education of Muslim children and the extent to which the contemporary era, especially in the Tegal Menukan area of Yogyakarta. This type of research is a case study using a descriptive qualitative approach. Research data were collected through observation, interview, and documentation techniques with primary and secondary data sources. To strengthen the validity of the data, the research useh a series of triangulation and data reduction techniques before drawing conclusion. The results of this study indicate that: First, the active role of parents in education children from an early age in Tegal Menukan can mostly be categorized at the naïve leves of awareness. However, among them there are also those who have a level of critical awareness where parents pay more attention and provide religious teaching from an early age. Second, the role of parents in realizing a progressive Muslim generation includes at least three areas: a) education principles; b) seletion of Islamic-based schools; c) internalization of ideology. Third, the inhibiting and supporting factors for the role of parents in educating children have since been in two aspects, namely the environment and tecnology.

The The textual and contextual approaches in hadits study

Syarif Hidayat — 2024-10-30

This research focuses on understanding hadith with a textual and contextual approach. The background of this research is rooted in the many errors in the interpretation of hadith which often lead to radical and extreme understanding. The purpose of this study is to explain how textual and contextual approaches can improve the understanding of hadith. This type of research is a library study that examines hadith theories and methodologies from various sources. Content analysis is carried out by examining the matan hadith, identifying language patterns such as jawami' al-kalim, tamsil, ramzi, and dialogue, and applying an analogy approach in interpretation. The results of the study show that the textual approach is more suitable for mahdah worship, while the contextual approach is needed to understand hadith in historical and social contexts. The implication of this study is the importance of a deep and wise understanding in interpreting hadith to prevent misunderstandings that can have an impact on extreme behavior.

Integration of Islamic education and character education: Strategies to build moral integrity in madrasah institutions

Hanifah Noviandari — 2024-10-30

This study explores the integration strategies of Islamic Education and Character Education in several Madrasah Aliyah in Ponorogo, East Java, and its implications for the development of students' moral integrity. Using qualitative methods, data were collected through interviews with various informants, including principals, teachers, and students. The findings indicate that madrasahs have successfully developed effective strategies, including the implementation of an integrated curriculum, habituation of Islamic behaviour, and active involvement of teachers as role models. These strategies have significantly positively impacted the formation of students' moral integrity, as reflected in increased honesty, responsibility, and discipline. Comparative analysis with curriculum integration and moral development theories supports these findings, emphasizing the importance of a holistic approach in education to shape students' character. However, the study also identifies challenges, including consistency in strategy implementation across madrasahs and social environment support. Recommendations for further research include comparative and longitudinal studies to expand understanding of the long-term effectiveness of this integration.

Methods and characteristics of writing the books of shia ulama

Muhammad Hasnan Nahar — 2024-10-30

Shia is a sect in Islam that emerged after the tahkim incident during the companions era. The change in the motivation of Ali bin Talib’s supporters from a political movement to a theological movement gave rise to a new teaching, namely imamate or believing that there were twelve caliphs after the Prophet Muhammad. This had an impact on the emergence of a new style in the hadith tradition and interpretation of the qur’an, through the intermediary of Shia muhadists and their books such as al-Husain ibn Sa'id who wrote the book Al-Mukmin and the Shia mufasir and his book Abu Zahrah who wrote the book Minal I'jaz Al-Balaghy Wal Adady Lil Qur’an. Even though they have the same background, they both have different methods and characters in writing books and presenting Shia teachings. Like al-Husain ibn Sa’id who does not mention much in his book about Shiite teachings, but rather general discussions that are often encountered by the public. Meanwhile, Abu Zahrah mentions a lot in his book about Shiite teachings, especially those related to the number 12 and the teachings of the Imamate.