Pengaruh Kenaikan Harga Minyak dan Inflasi terhadap Risiko Pembiayaan Macet Bank Syariah di Indonesia

Authors

  • Alin Sundari Universitas Ahmad Dahlan
  • Pribawa E Pantas Universitas Ahmad Dahlan

Abstract

Studi ini bertujuan untuk mengetahui dampak kenaikan harga bahan bakar minyak dan inflasi terhadap risiko pembiayaan macet secara parsial dan untuk mengetahui pengaruh kenaikan harga BBM dan inflasi terhadap risiko pembiayaan macet secara simultan di perbankan syariah Indonesia. Jenis penelitian yang diterapkan dalam studi ini yakni penelitian kuantitatif dengan menggunakan desain penelitian kausatif. Sampel dipilih dengan metode purposive sampling dan menggunakan metode dokumentasi sebagai teknik pengumpulan data. Hasil menemukan bahwa fluktuasi harga minyak dunia dan inflasi secara parsial tidak berpengaruh terhadap pembiayaan bermasalah. Namun, secara simultan fluktuasi harga minyak dunia dan inflasi berpengaruh terhadap pembiayaan macet.

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Published

2024-05-19

Issue

Vol. 2 No. 1 (2022): June

Section

Articles

License

Copyright (c) 2024 Alin Sundari, Pribawa E Pantas

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